千文網(wǎng)小編為你整理了多篇相關的《國內信用證試題及答案》，但愿對你工作學習有幫助，當然你在千文網(wǎng)還可以找到更多《國內信用證試題及答案》。

第一篇：國內信用證樣本

國內信用證樣本

【世貿人才網(wǎng)：國際貿易商務人才門戶 更新時間： 2006-12-15 】 【打印】【關閉】

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信用證(正本)2

編號：

開證日期 年 月 日

開戶行申請人 全 稱 受益人 全 稱

地址、郵編 地址、郵編

帳 號 帳 號

開戶行 開戶行

開證金額 人民幣（大寫）￥

有效日期及有效地點

通知行名稱及行號

運輸方式： 交單期：

分批裝運：允許□ 不允許□ 付款方式：即期付款□ 延期付款□

轉 運： 允許□ 不允許□ 議付□

貨物運輸起止地：自___至___ 議付行名稱及行號：

最遲裝運日期年___月___日___ 付款期限：即期□

運輸單據(jù)日后___天

貨物描述：

受益人應提交的單據(jù):

其他條款:

本信用證依據(jù)中國人民銀行《國內信用證結算辦法》和申請人的開正申請書開立。本信用證為不可撤銷、不可轉讓信用證，受益人開戶行應將每次提交單據(jù)情況背書記開證行地址及郵編：

電傳：

電話：

傳真： 編押： 開證行簽章

注：1.信開信用證一式四聯(lián)，第一聯(lián)副本；第二聯(lián)正本；第三聯(lián)副本；第四聯(lián)開證通知。用途及聯(lián)次應分別印在“信用證”右端括弧內和括弧與編號之間。2.電開信用證一式兩聯(lián)，第一聯(lián)副本；第二聯(lián)開證通知。用途及聯(lián)次應按第1點的要求印在各聯(lián)上。

3.貨物描述、提交的單據(jù)等按開證申請書記載。

正本信用證背面

儀付或付款日期 業(yè)務編號 增額 儀付或付款金額 信用證金額 儀付行名稱 備注 儀付行或開征行簽章

Issue of a Documentary Credit

BKCHCNBJA08E SESSION: 000 ISN: 000000

BANK OF CHINA

LIAONING

NO.5 ZHONGSHAN SQUARE

ZHONGSHAN DISTRICT

DALIAN

CHINA-------開證行

Destination Bank :

KOEXKRSEXXX MESSAGE TYPE: 700

KOREA EXCHANGE BANK

SEOUL

178.2 KA, ULCHI RO, CHUNG-KO--------通知行

Type of Documentary Credit 40A

IRREVOCABLE--------信用證性質為不可撤消

Letter of Credit Number 20

LC84E0081/99------信用證號碼,一般做單時都要求注此號

Date of Issue 31G

990916------開證日期

Date and Place of Expiry 31D

991015 KOREA-------失效時間地點

Applicant Bank 51D

BANK OF CHINA LIAONING BRANCH----開證行

Applicant 50

DALIAN WEIDA TRADING CO., LTD.------開證申請人

Beneficiary 59

SANGYONG CORPORATION

CPO BOX 110

SEOUL

KOREA-------受益人

Currency Code, Amount 32B

USD 1,146,725.04-------信用證總額

Available with...by...41D

ANY BANK BY NEGOTIATION-------呈兌方式任何銀行議付

有的信用證為 ANY BANK BY PAYMENT, 些兩句有區(qū)別, 第一個為銀行付款后無追索權, 第二個則有追索權就是有權限要回已付給你的錢

Drafts at 42C

DAYS AFTER SIGHT-------見證45天內付款

Drawee 42D

BANK OF CHINA LIAONING BRANCH-------付款行

Partial Shipments 43P NOT ALLOWED---分裝不允許

Transhipment 43T

NOT ALLOWED---轉船不允許

Shipping on Board/Dispatch/Packing in Charge at/ from

44A RUSSIAN SEA-----起運港

Transportation to 44B

DALIAN PORT, P.R.CHINA-----目的港

Latest Date of Shipment 44C

990913--------最遲裝運期

Description of Goods or Services: 45A--------貨物描述

FROZEN YELLOWFIN SOLE WHOLE ROUND(WITH WHITE BELLY)USD770/MT CFR DALIAN QUANTITY: 200MT

ALASKA PLAICE(WITH YELLOW BELLY)USD600/MT CFR DALIAN QUANTITY: 300MT

Documents Required: 46A------------議付單據(jù)

1.SIGNED COMMERCIAL INVOICE IN 5 COPIES.--------------簽字的商業(yè)發(fā)票五份

2.FULL SET OF CLEAN ON BOARD OCEAN BILLS OF LADING MADE OUT TO ORDER AND BLANK ENDORSED, MARKED “FREIGHT PREPAID” NOTIFYING LIAONING OCEAN FISHING CO., LTD.TEL:(86)411-3680288-------------一整套清潔已裝船提單, 抬頭為TO ORDER 的空白背書,且注明運費已付,通知人為LIAONING OCEAN FISHING CO., LTD.TEL:(86)411-3680288

3.PACKING LIST/WEIGHT MEMO IN 4 COPIES INDICATING QUANTITY/GROSS AND NET WEIGHTS OF EACH PACKAGE AND PACKING CONDITIONSAS CALLED FOR BY THE L/C.-------------裝箱單/重量單四份, 顯示每個包裝產品的數(shù)量/毛凈重和信用證要求的包裝情況.4.CERTIFICATE OF QUALITY IN 3 COPIES ISSUED BY PUBLIC RECOGNIZED SURVEYOR.--------由PUBLIC RECOGNIZED SURVEYOR簽發(fā)的質量證明三份..5.BENEFICIARY'S CERTIFIED COPY OF FAX DISPATCHED TO THE ACCOUNTEE WITH 3 DAYS AFTER SHIPMENT ADVISING NAME OF VESSEL, DATE, QUANTITY, WEIGHT, VALUE OF SHIPMENT, L/C NUMBER AND CONTRACT NUMBER.--------受益人證明的傳真件, 在船開后三天內已將船名航次,日期,貨物的數(shù)量, 重量價值,信用證號和合同號通知付款人.6.CERTIFICATE OF ORIGIN IN 3 COPIES ISSUED BY AUTHORIZED INSTITUTION.----------當局簽發(fā)的原產地證明三份.7.CERTIFICATE OF HEALTH IN 3 COPIES ISSUED BY AUTHORIZED INSTITUTION.----------當局簽發(fā)的健康/檢疫證明三份.ADDITIONAL INSTRUCTIONS: 47A-----------附加指示

1.CHARTER PARTY B/L AND THIRD PARTY DOCUMENTS ARE ACCEPTABLE.----------租船提單和第三方單據(jù)可以接受

2.SHIPMENT PRIOR TO L/C ISSUING DATE IS ACCEPTABLE.----------裝船期在信用證有效期內可接受

3.BOTH QUANTITY AND AMOUNT 10 PERCENT MORE OR LESS ARE ALLOWED.---------允許數(shù)量和金額公差在10%左右

Charges 71B

ALL BANKING CHARGES OUTSIDE THE OPENNING BANK ARE FOR BENEFICIARY'S ACCOUNT.Period for Presentation 48

DOCUMENTSMUST BE PRESENTED WITHIN 15 DAYS AFTER THE DATE OF ISSUANCE OF THE TRANSPORT DOCUMENTS BUT WITHIN THE VALIDITY OF THE CREDIT.Confimation Instructions 49

WITHOUT

Instructions to the Paying/Accepting/Negotiating Bank: 78

1.ALL DOCUMENTS TO BE FORWARDED IN ONE COVER, UNLESS OTHERWISE STATED ABOVE.2.DISCREPANT DOCUMENT FEE OF USD 50.00 OR EQUAL CURRENCY WILL BE DEDUCTED FROM DRAWING IF DOCUMENTS WITH DISCREPANCIES ARE ACCEPTED.“Advising Through” Bank 57A KOEXKRSEXXX MESSAGE TYPE: 700

KOREA EXCHANGE BANK

SEOUL

178.2 KA, ULCHI RO, CHUNG-KO

標簽：信用證樣本 信用證 國內信用證備用信用證范本

http://www.xiexiebang.com 2006-09-29 10:18:34 編輯： 中國國際航貿網(wǎng)

IRREVOCABLE STANDBY LETTER OF CREDIT FORMAT

DATE OF ISSUANCE: _______________

[Address]

RE: Credit No.__________________

We hereby establish our Irrevocable Standby Letter of Credit in your favor for the account of ___________________________(the “Account Party”), for the aggregate amount not exceeding _________________ United States Dollars($____________), available to you for payment at sight upon demand at our counters at(Location)on or before the expiration hereof against presentation to us of the following document, dated and signed by a representative of the beneficiary:

“The Account Party has not performed in accordance with an agreement with us.Wherefore, the undersigned does hereby demand payment of USD [Beneficiary fills in the amount not to exceed the full value of the letter of credit]”

Partial and multiple drawings are permitted hereunder.We hereby agree with you that documents drawn under and in compliance with the terms of this Letter of Credit shall be duly honored upon presentation as specified.This Letter of Credit shall be governed by the Uniform Customs and Practice for Documentary Credits, 1993 Revision, International Chamber of Commerce Publication No.500(the “UCP”), except to the extent that the terms hereof are inconsistent with the provisions of the UCP, including but not limited to Articles 13(b)and 17 of the UCP, in which case the terms of this Letter of Credit shall govern.In the event of an Act of God, riot, civil commotion, insurrection, war or any other cause beyond our control that interrupts our business(collectively, an “Interruption Event”)and causes the place for presentation of this Letter of Credit to be closed for business on the last day for presentation, the expiry date of this Letter of Credit will be automatically extended without amendment to a date thirty(30)calendar days after the place for presentation reopens for business.All commissions, expenses and charges incurred with this Letter of Credit are for the account of the Account Party.{Note: Must note the Expiry Date in the format}

[BANK SIGNATURE]

備用信用證詳解及樣本

什么是備用信用證，備用信用證的融資性質：

備用信用證又稱擔保信用證，是指不以清償商品交易的價款為目的，而以貸款融資，或擔保債務償還為目的所開立的信用證。備用信用證是在美國發(fā)展起來的一種以融通資金、保證債務為目的的金融工具。在十九世紀初，美國有關法例限制銀行辦理保函業(yè)務，然而隨著各項業(yè)務的發(fā)展，銀行確有為客戶提供保證業(yè)務的需要，因而產生了備用信用證。由此可見，備用信用證就是一種銀行保函性質的支付承諾。

在備用信用證中，開證行保證在開證申請人未能履行其應履行的義務時，受益人只要憑備用信用證的規(guī)定向開證行開具匯票，并隨附開證申請人未履行義務的聲明或證明文件即可得到開證行償付。備用信用證只適用《跟單信用證統(tǒng)一慣例》（500號）的部分條款。

備用信用證有如下性質：

1、不可撤銷性。除非在備用證中另有規(guī)定，或經(jīng)對方當事人同意，開證人不得修改或撤銷其在該備用證下之義務。

2、獨立性。備用證下開證人義務的履行并不取決于：a.開證人從申請人那里獲得償付的權利和能力；b.受益人從申請人那里獲得付款的權利；c.備用證中對任何償付協(xié)議或基礎交易的援引；d.開證人對任何償付協(xié)議或基礎交易的履約或違約的了解與否。

3、跟單性。開證人的義務要取決于單據(jù)的提示，以及對所要求單據(jù)的表面審查。

4、強制性。備用證在開立后即具有約束力，無論申請人是否授權開立，開證人是否收取了費用，或受益人是否收到或因信賴備用證或修改而采取了行動，它對開證行都是有強制性的。

備用信用證（STANDBY L/C）的種類：

根據(jù)在基礎交易中備用信用證的不同作用主要可分為以下8類：

1．履約保證備用信用證（PERFORMANCE STANDBY）——支持一項除支付金錢以外的義務的履行，包括對由于申請人在基礎交易中違約所致?lián)p失的賠償。

2．預付款保證備用信用證（ADVANCE PAYMENT STANDBY）——用于擔保申請人對受益人的預付款所應承擔的義務和責任。這種備用信用證通常用于國際工程承包項目中業(yè)主向承包人支付的合同總價10%-25%的工程預付款，以及進出口貿易中進口商向出口商支付的預付款。

3．反擔保備用信用證（COUNTER STANDBY）——又稱對開備用信用證，它支持反擔保備用信用證受益人所開立的另外的備用信用證或其他承諾。

4．融資保證備用信用證（FINANCIAL STANDBY）——支持付款義務，包括對借款的償還義務的任何證明性文件。目前外商投資企業(yè)用以抵押人民幣貸款的備用信用證就屬于融資保證備用信用證。

5．投標備用信用證（TENDER BOND STANDBY）——它用于擔保申請人中標后執(zhí)行合同義務和責任，若投標人未能履行合同，開證人必須按備用信用證的規(guī)定向收益人履行賠款義務。投標備用信用證的金額一般為投保報價的l％－5％（具體比例視招標文件規(guī)定而定）。

6．直接付款備用信用證（DIRECT PAYMENT STANDBY）——用于擔保到期付款，尤指到期沒有任何違約時支付本金和利息。其已經(jīng)突破了備用信用證備而不用的傳統(tǒng)擔保性質，主要用于擔保企業(yè)發(fā)行債券或訂立債務契約時的到期支付本息義務。

7．保險備用信用證（INSURANCE STANDBY）——支持申請人的保險或再保險義務。

8．商業(yè)備用信用證（COMMERCIAL STANDBY）——它是指如不能以其他方式付款，為申請人對貨物或服務的付款義務進行保證。

目前我國外商投資企業(yè)日益成為出口的一支重要力量，據(jù)統(tǒng)計，“三資”企業(yè)對外出口額已占中國出口總額的近六成，隨著國內投資環(huán)境逐步完善，外商投資企業(yè)在國內的采購、投資逐年增加，形成了對人民幣資金的巨大需求。而國內銀行對外商投資企業(yè)的融資持謹慎態(tài)度，因為大部分外商投資企業(yè)的營運中心在境外，銀行難以準確評價企業(yè)的財務狀況，而企業(yè)擁有的抵押品如廠房、機器設備等價值不高，變現(xiàn)能力不強，銀行難以提供大額融資。備用信用證，以其巨大的靈活性，簡便的操作性，日益成為外商投資企業(yè)重要的融資工具。

國際備用信用證慣例：

適用的國際慣例：主要包括國際備用信用證慣例（ISP98）或UCP500

國際備用信用證慣例ISP98中的部分要點：

1.06 c.因為備用信用證是獨立的，備用證下開證人義務的履行并不取決于：

i.開證人從申請人那里獲得償付的權利和義務；

ii.收益人從申請人那里獲得付款的權利；

iii.在備用證中對任何償付協(xié)議或基礎交易的援引；或

iv.開證人對任何償付協(xié)議或基礎交易的履約或違約的了解與否。

1.06 d.因為備用證是單據(jù)性的，開證人的義務取決于單據(jù)的提示，以及對所要求單據(jù)的表面審查。

備用信用證樣本（交通銀行的融資性備用信用證樣本）：

To: Bank of communications, SHENYANG Branch From: XYZ BANK Date: 20 DECEMBER 2004

Standby Letter of Credit

With reference to the loan agreement no.2004HN028(hereinafter referred to as “the agreement”)signed between Bank of Communications, SHENYANG Branch(hereinafter referred to as “the lender”)and LIAONING ABC CO., LTD(hereinafter referred to as “the borrower”)for a principal amount of RMB2,000,000(in words),we hereby issue our irrevocable standby letter of credit no.810LC040000027D in the lender's favor for amount of the HONGKONG AABBCC CORPORATION which has its registered office at AS 8 FL.2SEC.CHARACTER RD.HONGKONG for an amount up to UNITED STATES DOLLARS THREE MILLION ONLY.(USD3,000,000)which covers the principal amount of the agreement plus interest accrued from aforesaid principal amount and other charges all of which the borrower has undertaken to pay the lender.The exchange rate will be the buying rate of USD/RMB quoted by Bank of Communications on the date of our payment.In the case that the guaranteed amount is not sufficient to satisfy your claim due to the exchange rate fluctuation between USD and RMB we hereby agree to increase the amount of this standby L/C accordingly.Partial drawing and multiple drawing are allowed under this standby L/C.This standby letter of credit is available by sight payment.We engage with you that upon receipt of your draft(s)and your signed statement or tested telex statement or SWIFT stating that the amount in USD represents the unpaid balance of indebtedness due to you by the borrower, we will pay you within 7 banking days the amount specified in your statement or SWIFT.All drafts drawn hereunder must be marked drawn under XYZ Bank standby letter of credit no.810LC040000027D dated 20 DECEMBER 2004.This standby letter of is credit will come into effect on 20 DECEMBER 2004 and expire on 09 DECEMBER 2005 at the counter of bank of Communications , SHENYANG branch.This standby letter of credit is subject to Uniform Customs and Practice for Document Credits(1993 revision)International Chamber of Commerce Publication No.500.